Wedding on a Budget – Make It Work!

September 13, 2016

Not all couples are lucky (and wise!) enough to save for their weddings. So for those planning on having their dream wedding but working on a very tight budget, read on and catch a few tips to still make this work.
1. Decide on your budget early and be strict about it.
Let’s take a tour inside your finances and find ways to work this around. Open your bank account and check its status. Do you have enough funding there to use for your wedding? No? That’s okay. Compute all fixed income starting today until the day of your wedding. Also check if there will be other sources of fund – maybe the parents are willing to provide funding aid?

Next, list down all current non-wedding expenses and obligations (car insurance, family responsibilities, bills, etc.) and post-wedding expenses (savings for new home, utility bills, mortgage, etc.). Remember to take care of NECESSITIES FIRST! Afterwards, compute what’s left and stay firm on that budget. It might be tempting but stay away from loans as much as possible. You would not want to begin your happily ever after with debt.

2. Try not to rush your wedding preparation.
Take your sweet time planning your wedding. The longer the time you have before the wedding means more time to earn and save for it. This also gives you ample time to carefully select your wedding vendors. Have sit-down meetings and book only those who you can trust, have a long list of recommendations – and of course the ones that can offer the best price to fit your budget.

3. Make your priority list
Make wedding decisions easier with a priority list. Simply put, it is a list differentiating what you need vs. what you want. You can list down all the wedding vendors that you would probably book and arranged according to priority. Top of your list should be the non-negotiable (church, reception venue, caterer, photographer) and the bottom ones would be the nice-to-have’s (alcohol, lights and effects, DJ). You can even go further and make a comprehensive list with different options for each category. From this list, it will be easier to decide which vendors will be paid first and which ones will have to take a backseat for the meantime.

Next, draft your guest list. Remember to invite only those who are important to you. Limit it to immediate family and closest friends and colleagues only. Ask yourself some questions such as – do I really need to invite the whole office?

4. Tap your creative side and enjoy some DIY’s together
If you enjoy doing arts & crafts then why not try to do some of the items on your wedding checklist yourself? Make your own thematic decoration or personalize your gifts to your wedding party. If you don’t have any idea on how to start, there are plenty of references you can gather from the internet. Browse on Instagram, Pinterest or wedding sites for new ideas.

No talent? No problem! Ask your talented friends who are willing to lend a hand. Maybe you know someone who does calligraphy as their hobby. Why not ask them to do your wedding invites?


In the end it all comes down to what you want. Do you want to have a simple wedding yet a secure future? Or do you still prefer a grand wedding but with a hole in your pocket the next day?

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